Future Proof The Authority Stack
Pre-launch Registry · EU Coverage
Coverage window Q3 2026 · AI Act activation 2 August 2026
Published by Future Proof Intelligence
Agent Insured European Coverage Platform
Topic Hub

The AI Insurance Market: Carriers, Coverage, and Pricing Signals

This hub collects every article and analysis this publication has produced on the 2026 AI liability insurance market. Coverage starts with the full market map, then addresses named carriers including Munich Re aiSure, Armilla, HSB, and AIUC. Supporting articles cover the exclusion language appearing in cyber and errors-and-omissions wordings, the documentation underwriters require before quoting, and the pricing benchmarks available to European enterprises approaching the market this year.

Market Map

The 2026 AI Insurance Landscape

These two articles form the cornerstone of the market coverage. The market map names every carrier writing meaningful limits in 2026. The pricing benchmarks article sets out what enterprises should expect to pay.

Named Carriers

Munich Re aiSure and Armilla

Munich Re aiSure and Armilla are the two most referenced carriers in the European AI insurance market heading into 2026. These articles examine each programme in detail and explain what European operators need to prepare before approaching them.

Exclusions and Underwriting

What Policies Exclude and What Underwriters Want

Exclusion language is the most important part of any AI agent policy. These articles explain the exclusions appearing in cyber and errors-and-omissions policies, the documentation underwriters request, and how to position an organisation before submission.

Tools

Carrier Comparison Matrix.

The Carrier Comparison Matrix lets operators compare named AI insurance programmes side by side on coverage scope, limits, exclusions, and underwriting requirements. Free to use, no registration required.

Tool · Market Intelligence

Carrier Comparison Matrix

Compare named AI insurance programmes including Munich Re aiSure, Armilla, HSB, and AIUC across coverage scope, per-occurrence limits, aggregate limits, exclusions, and underwriting criteria in one interactive table.

Tool · All Tools

Tools Index

The full list of market intelligence tools published by this platform. Updated as new carrier programmes and coverage categories are added ahead of the Q3 2026 market opening.