Coverage Launch Window   Q3 2026 Registry No. AI / EU / 2026 / 01
Governed by Future Proof Intelligence · Cagliari
Agent Insured European Coverage Registry · Est. 2026
Volume I · Issue 01 Cagliari · 15 April 2026 Pre-Launch Notice

AI agent liability coverage is coming to Europe.

A formal registry for organisations preparing to insure autonomous AI systems ahead of the Union's enforcement deadlines. Coverage opens in alignment with the Artificial Intelligence Act and the revised Product Liability Directive.

AI Act Enforcement
02.08.26
General-purpose model and high-risk obligations become enforceable across the Union.
Product Liability
09.12.26
Revised directive extends strict liability to software and autonomous systems.
Registered Organisations
347
Pre-launch waitlist entries from operators, platforms, and insurers.
Coverage Window
Q3 2026
First policies available to registered organisations, subject to underwriting review.
01  /  Regulatory Context

Two directives, one coverage gap.

From August 2026, the European Union treats the deployment of autonomous AI systems as a regulated activity. From December 2026, the harms they produce sit inside product liability law. Together these two instruments turn AI agents into an insurable class of risk, and expose every operator that has not secured coverage.

02.08.26Regulation 2024/1689

The AI Act becomes enforceable.

Providers and deployers of general-purpose AI systems, and operators of high-risk AI under Annex III, face conformity, transparency, and post-market monitoring obligations. Administrative fines reach EUR 35 million or 7% of global turnover.

09.12.26Directive (EU) 2024/2853

The revised Product Liability Directive applies.

Software, including AI systems and the data they rely on, is formally treated as a product. Claimants gain disclosure rights and a rebuttable presumption of defectiveness where an AI system is shown to have contributed to damage.

Q3 2026Agent Insured Registry

First coverage products reach the European market.

Underwriting is anchored on certification evidence and deployment telemetry. Organisations on the pre-launch registry are invited into binding quotation in the order of their registration.


An AI system that can act on its own behalf will eventually produce a loss that nobody expected. The work of the coverage market is to decide, in advance, who carries that loss.

Principle No. 1 · Agent Insured Framework
Registration of Intent

Enter the pre-launch registry.

Organisations on the registry are notified in advance of underwriting guidance, receive the weekly Agentic Liability Monitor, and are invited into binding quotation before general availability.

Register an Organisation

All fields are treated as confidential. Registration does not create a binding commitment to purchase coverage.

Thank you. Your entry has been added to the registry.

A confirmation has been dispatched to the address provided. The next issue of the Agentic Liability Monitor will reach you at the start of the week. You will receive underwriting guidance in advance of the Q3 2026 coverage window.

02  /  Framework

What the registry will offer.

  • Advance notice of underwriting criteria aligned with AIUC-1, Munich Re aiSure, and Armilla reference frameworks.
  • Pre-submission review of deployment architecture and certification evidence.
  • Early-access pricing for organisations registered before general availability.
  • Weekly Agentic Liability Monitor, covering enforcement actions, insurer product announcements, and case developments.
  • Direct line to the certification workstream at Agent Certified for evidence collection and dimensional scoring.
  • Quarterly underwriting calls, held under Chatham House Rule, for compliance officers and deployment leads.