Future Proof The Authority Stack
Agent Insured

Editorial Standards

These standards govern every piece of content published on this site. They are published openly so that readers, cited carriers, and potential partners can verify the basis on which we operate. Version 1.0, dated 24 April 2026.

1. Independence and the editorial firewall

No carrier, regulator, vendor, law firm, consultancy, or other third party pays for placement, ranking, framing, prominence, or inclusion in any content on this site. This applies to articles, briefings, the Carrier Comparison Matrix, the Market Map, monitoring reports, and any other form of publication.

Editorial decisions are made by editorial staff. Commercial relationships (sponsorships, research commissions, partner listings) are handled by a separate function and have no influence over what is covered, how it is framed, or which carriers are included in our tracking. Carriers included in the Comparison Matrix are included on the basis of editorial criteria alone. A commercial relationship with a carrier does not guarantee inclusion or favourable framing, and the absence of a commercial relationship does not exclude a carrier from coverage.

Future Proof Intelligence is the publisher of this site. FP is also building its own AI agent certification methodology, published at agentcertified.eu/methodology-v2.html. The certification arm and the editorial arm operate independently. Coverage of the certification methodology on this site is subject to the same evidentiary and citation standards as coverage of any other methodology.

2. How we select what to cover

We cover developments that carry genuine significance for operators seeking AI agent liability coverage and for carriers and brokers writing that coverage. The primary criteria are:

  • A carrier, syndicate, MGA, or Lloyd's coverholder announces a named product that directly addresses AI agent liability exposure, with verified capacity and geographic scope.
  • A reinsurance arrangement materially changes the available capacity for AI agent liability coverage in a given market.
  • A regulatory development (statute, supervisory guidance, court decision) changes the legal basis for underwriting AI agent exposure or affects the scope of coverage that is commercially viable.
  • A supervisory authority or professional body publishes underwriting guidelines, solvency guidance, or conduct standards that affect the AI liability insurance market.
  • A significant market event (withdrawal of a product, rating action, insolvency, merger) affects the availability of AI agent coverage for operators.

We do not cover press releases or vendor claims that have not been verified against primary sources. We do not include carriers in the Comparison Matrix on the basis of self-reported data alone. Inclusion requires a verified launch announcement or verifiable product documentation.

3. How we cite

We cite primary sources wherever they exist.

Carrier products. Cited by the official product name as stated in the carrier's launch announcement or product documentation, together with the date of the announcement. We do not characterise coverage terms, limits, or exclusions beyond what the carrier has published in verifiable materials.

EU legislation. Cited by official designation and article number. Example: Regulation (EU) 2024/1689, Article 26(1).

Court decisions. Cited by full case name, tribunal or court, and date of decision. Where an ECLI identifier is available, it is included.

Supervisory guidance. Cited by the issuing authority, the official title, and the publication date. EIOPA publications are cited by their published reference number.

Trade publications and research reports. Named with the publication or organisation name, the title of the relevant article or report, and the publication date. We do not treat such sources as verified fact.

4. How we handle errors

We correct errors. The classification and handling of corrections follows the distinction between material and non-material errors.

A material error is one that, if left uncorrected, would cause a reader to hold a false belief about a carrier's product terms, coverage limits, geographic scope, or status. Material errors are corrected with a dated correction note at the top of the affected page. The original text is struck through so that the change is visible.

A non-material error is corrected in place, with a footnote noting the correction date.

A log of all material corrections is maintained at /corrections.html. Readers and carriers who believe they have identified an error are invited to write to editorial@agentinsured.eu.

5. Conflicts of interest

Future Proof Intelligence is the publisher of this site and of the four sister publications in the Authority Stack. FP has a commercial interest in the development of the AI agent insurance market. These interests are disclosed here and on the Partners page. They do not affect the editorial independence commitments stated in Section 1.

Editorial staff are required to disclose any personal financial interest in a carrier, broker, or vendor covered in content they produce. Such interests are reviewed before publication.

6. Right of reply

Any carrier, broker, or other organisation named in content published on this site has a right of reply. A reply request should be sent to editorial@agentinsured.eu with the subject line "Right of Reply" and a reference to the specific content. We will acknowledge receipt within five working days.

Replies that are factually substantive will be incorporated as updates or appended as clearly labelled response notes.

7. Future commercial activity

In 2026, this site operates on an editorial-only basis. No paid placements or commercial partner listings appear on any page. Carrier inclusion in the Comparison Matrix is editorial and free of charge.

We anticipate introducing a paid Partners tier in 2027 for verified institutional participants. Paid partnership will not affect carrier rankings, Matrix inclusion criteria, or the framing of any analysis. All paid placements will be visibly labelled as commercial. The structure and indicative pricing of the 2027 programme are set out on the Partners page.

8. Versioning

These standards are version 1.0, dated 24 April 2026. They will be reviewed annually. Proposed revisions will be published for a minimum 30-day public comment period before adoption.

Verification across the network

The same editorial standards apply across all five publications in the Future Proof Authority Stack. Readers can verify consistency by reviewing the editorial-standards page on each sister site.